Bhopal: Madhya Pradesh will soon witness the construction of 10 lakh new houses under Pradhan Mantri Awas Yojana (PMAY). The state’s Urban Development and Housing Department has issued instructions for the building of these houses under the Pradhan Mantri Awas Yojana Urban 2.0 scheme. The objective of this initiative is to provide affordable housing to families that have not yet benefited from the housing scheme due to various reasons.
These 10 lakh houses will primarily be allotted to the needy, with priority given to sanitation workers, families residing in slums, those associated with the PM Swanidhi Yojana, building construction workers, Anganwadi workers, and artisans from the PM Vishwakarma Yojana. These groups will be given special consideration to ensure they receive housing support under this initiative.
Rs 23,000 crore sanction for construction of these homes
A total of Rs 23,600 crore has been sanctioned for the construction of these homes. This amount includes Rs 19,700 crore from the central and state government grant and Rs 3,900 crore from the Credit Linked Subsidy Scheme (CLSS), which will provide interest subsidies for housing loans.
So far, the construction of 8,25,000 houses for needy beneficiaries has been completed in Madhya Pradesh under the Pradhan Mantri Awas Yojana Urban scheme. In the first phase of the project, 9,45,000 houses were approved, and the second phase will aim to fulfill the housing needs of more families.
Eligibility criteria
To qualify for the benefits of Pradhan Mantri Awas Yojana Urban 2.0, the following conditions apply:
- The applicant must be a permanent resident of Madhya Pradesh.
- The applicant should not own a pucca (permanent) house anywhere.
- The applicant’s annual income should fall under specific categories:
- EWS (Economically Weaker Section) holders: Annual income up to Rs 3 lakh.
- LIG (Lower Income Group) holders: Annual income between Rs 3 lakh and Rs 6 lakh.
- MIG (Middle Income Group) holders: Annual income between Rs 6 lakh and Rs 9 lakh.
